Area
Property Taxes

Besides principle and interest, your monthly payments will include property taxes.  An easy way to calculate your annual and monthly taxes is:

1.  Add county and city rates together.
2.  Multiply the above rate by the market value (estimated appraisal value).
3.  Divide the figure from step 2 by 100.  This equals your annual property taxes.
4.  Divide your annual property taxes by 12...this will equal your monthly taxes.

Below are two examples:

Example #1:

County:  Mecklenburg...Tax Rate is 0.8368

City:  Charlotte...Tax Rate is 0.42          

Appraised Value of Home...$175,000

Step 1.  0.8368 + 0.42 =  1.2568
Step 2.  1.2568 x $175,000 = $219,940
Step 3.  $202,370 ÷ 100 = $2,199.40 annual taxes
Step 4.  $2,023.70 ÷ 12 = $183.28 monthly taxes 


Example #2:

County:  Union...Tax Rate is 0.53

City:  Indian Trail...Tax Rate is 0.08

Appraised Value of Home...$175,000
Step 1.  0.53 + 0.08 = 0.61
Step 2.  0.61 x $175,000 = $106,750 
Step 3.  $106,750 ÷ 100 = $1,067.50 annual taxes 
Step 4.  $1,067.50 ÷ 12 = $88.96 monthly taxes 
 
From the examples above, you can see that there can be a significant difference in your property taxes depending upon which county and/or city you live in.
 

The charts below will give you the different municipalities and their tax rates.  Our source of information was the County Tax Offices.  Remember, these charts are for information purposes only.  Please consult a qualified lender or real estate agent to assist you with your home purchase.
Cabarrus County
704.920.2126
www.CabarrusCounty.us
 County Rate
 ....0.56 
Concord
....0.45
Harrisburg
....0.135
Kannapolis
....0.53
Mt. Pleasant
....0.42

Catawba County
828.465.8401
www.CatawbaCountync.gov
 County Rate
 ....0.48 
Conover
....0.36
Hickory
 ....0.50
Maiden
 ....0.38
Newton
 ....0.44

Gaston County
704.866.3158
www.co.gaston.nc.us
 County Rate
 ....0.893 
Belmont
 ....0.46
Gatonia
 ....0.53
Mt. Holly
 ....0.45
Iredell County
704.878.3010
www.co.iredell.nc.us
            County Rate
 ....0.435
Downtown
City
Mooresville
 ....0.16 ....0.45
 Statesville
 ....0.09  ....0.38 
Note:  City of Mooresvill school tax is an additional 0.135 per $100 value of your home.  County wide $26 solid waste fee.

Lincoln County
704.736.8542
www.co.Lincoln.nc.us
 County Rate
 ....0.62 
Lincolnton
 ....0.56
Mecklenburg County
704.336.4600
www.CharMeck.org
Incorporated
County Rate
....0.8368
Unicorporated
 County Rate
Plus $12 Solid Waste
....1.0136
Charlotte
 ....0.42 *
Cornelius
 ....0.26 *
Davidson
 ....0.345 *
Huntersville
 ....0.28 *
Matthews
 ....0.3075
Mint Hill
 ....0.275
Pineville
 ....0.30 *
 Stallings
 ....0.25

  * $57 Solid Waste - Single Family
  * $39 Solid Waste - Multiple Family
Union County
704.283.3746
www.co.Union.nc.us
 County Rate
 ....0.63 
Indian Trail
 ....0.08
Monroe
 ....0.50
Stallings
 ....0.16
Waxhaw
 ....0.37
Weddington
 ....0.04
Note:  Union County school tax is an additonal 0.07 per $100 value of your home.
York County, SC
803.684.8526
www.yorkcountygove.com
City
County
Fort Mill
 ....90.0 * ....254.0 *
 Clover
 ....106.0 *  ....239.5 *
 Rock Hill
 ....98.0 *  ....254.5 * 
 Tega Cay
 ....106.0 *  ....254.0 * 
Note:  York County asessment rate is 4% of permanent residence assessed value. 
* Millage rates are per $1000.00.